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Reviewed and updated April 2026 by Maria Santos (THG editorial team). Data verified against official sources and real-world testing.
Overview
Remitly allows you to send money from abroad to Landbank in the Philippines with competitive fees and a quick processing time of 1-2 business days. The service supports major banks in the Philippines and offers a convenient solution for freelancers looking to withdraw their earnings locally. Quick Facts Feature Details Fees Starting at $3.99 per transfer Processing Time 1-2 business days Minimum Withdrawal Varies by sender location Supported Banks Landbank, BDO, BPI, UnionBank, and more Step-by-Step Process To receive money via Remitly to your Landbank account, follow these steps: Create a Remitly Account: If you haven’t already, sign up on Remitly’s website or mobile app using your email and a secure password. Set Up a Transfer: Log into your account and select the option tosend moneyto the Philippines. Enter the amount you wish to transfer and choose “Bank Deposit” as the delivery method. Choose Your Bank: From the list of supported banks, select “Landbank of the Philippines.” You may also see other options like BDO and BPI. Enter Recipient Details: Provide the recipient’s full name as it appears on their bank account, their Landbank account number, and contact information. Review and Confirm: Double-check all entered details to avoid errors. Confirm the transfer and pay using your preferred method, such as a debit or credit card. Track Your Transfer: Once the transfer is initiated, you can track its progress via the Remitly platform. You’ll receive notifications when the money is deposited. Fees Breakdown (Philippines 2026) Remitly offers competitive fees for transferring money to the Philippines. Here’s a detailed breakdown: Standard Economy Transfer: $3.99 per transfer, typically 3-5 business days.Express Transfer: Higher fee based on the amount, but faster processing within minutes.Currency Exchange Rate: Remitly provides locked-in exchange rates when you set up your transfer. For example, Ready to start earning in dollars? Sign up for Payoneer free →
Detailed Guide
a $100 transfer might incur a fee of $3.99, which is about P200, equivalent to a typical lunch for two in Manila. This is more affordable compared to traditional bank wire transfers, which can cost upwards of $10. Best Banks to Use When considering receiving funds via Remitly, it’s important to choose the right bank for your needs. Here’s a comparison: BDO: Offers extensive branch networks and online banking, ideal for flexibility.BPI: Known for strong customer service and convenient mobile app features.UnionBank: Offers advanced digital banking solutions, perfect for tech-savvy users.GCash/Maya: If you prefer mobile wallets, you can transfer your funds from Landbank to GCash or Maya for easy access and bill payments. GCash guide Each bank has its strengths, so your choice may depend on your personal preferences and location. Verification Issues: Make sure your recipient’s name matches the bank records exactly to avoid delays.Transfer Delays: Network issues or incorrect details can cause delays. Always double-check information.Currency Exchange Rate Fluctuations: Rates can vary, so it might bewiseto monitor for the best rates. In my experience, I once faced a delay because I entered the wrong account number. It was a lesson in double-checking every detail before confirming a transaction.
Key Points for Filipino Freelancers
- Create strong profiles on Upwork or Fiverr - Set up Payoneer for receiving USD payments - Consider BIR registration for tax compliance - Use Maya or GCash for quick peso withdrawals - Explore alternatives to OFW work
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Pro Tips
ly, the choice between Remitly and other services like Payoneer depends on your specific needs. Consider the fees, processing times, and your usual payment habits. For example, during my first few months, I earned $2,500 on Upwork and found Payoneer’s rapid transfer speeds invaluable. As of January 2025, having multiple options ensures you’re not caught off guard by any service hiccups. If you’re considering transferring funds to your Landbank account, remember that Wise offers a simpler and less expensive alternative to services like Remitly. With Wise, not only can you enjoy lower fees, but you can also conveniently withdraw your funds directly to GCash, BDO, or BPI, making it a seamless experience for online workers in the Philippines. Check out Wise for affordable international transfers. While Remitly provides a convenient way to send money to Landbank, it’s worth noting that there are other options available that can save you more on fees. For instance, using Wise for international payments can help you save up to ₱800 compared to traditional bank transfers, making it a cost-effective choice for freelancers. Additionally, while transferring your earnings, consider protecting your online activities with a VPN. I personally use NordVPN to secure my internet connection. It’s essential for remote work, especially when accessing sensitive information or handling financial transactions. With plans starting at around ₱300 a month, it’s a small price to pay for peace of mind. As a freelancer, managing your earnings effectively is crucial. I’ve found that using Wise for international transfers not only offers competitive fees but also ensures that I get the best exchange rates. With fees starting at just ₱220, it’s a great option for sending money back home without breaking the bank. Pro Tip: Most successful Filipino freelancers use Payoneer to receive payments and transfer to Maya or GCash for instant access to their earnings in Philippine Peso.
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- Amazon Virtual Assistant Philippines 2026 Guide…
- Payments & Transfers
Sources & further reading
For more depth on these topics, these authoritative sources are worth bookmarking:
- HBR Remote Work Research — authoritative reference.
- World Bank Digital Development — authoritative reference.
- MIT Technology Review — authoritative reference. Last verified April 2026.