Receive USD the Smart Way: Wise
Wise gives freelancers free US bank account details + 0.6% transfer fee. Trusted by 16M users worldwide.
Open Free Wise Account →Affiliate disclosure: This article contains affiliate links. We may earn a commission at no extra cost to you.
Reviewed and updated April 2026 by Maria Santos (THG editorial team). Data verified against official sources and real-world testing.
Overview
Kung gusto mong i-transfer ang pera mula Remitly papunta sa iyong Security Bank account sa Pilipinas, ang proseso ay simple at mabilis. Karaniwan itong umaabot ng 1-2 business days, depende sa oras ng pagpapadala. May kaunting fees na nag-aapply, usually between $3 to $5 per transfer. Siguraduhing tama ang iyong account details para sa smooth na transaction. Quick Facts Category Details Fees $3 - $5 per transfer Processing Time 1-2 Business Days Minimum Withdrawal None Supported Banks Security Bank, BDO, BPI, UnionBank, GCash, Maya Step-by-Step Process For freelancers na gustong i-withdraw ang kanilang earnings mula Remitly papunta sa Security Bank, narito ang detalyadong guide: Set Up Remitly Account: Kung wala ka pang Remitly account, mag-sign up sa kanilang website. Kakailanganin mo ng valid email at phone number. Choose Destination and Amount: Piliin ang Pilipinas bilang destination. Ilagay ang halagang gusto mong i-transfer. Select Delivery Method: Pumili ng bank deposit option at ilagay ang details ng iyong Security Bank account. Siguraduhing tama ang account number at pangalan ng account holder. Review Transfer Details: I-check mabuti ang lahat ng information. Maliit na pagkakamali ay maaaring magdulot ng delay. Pay Using Your Preferred Method: I-link ang iyong debit/credit card o bank account para sa payment. Tracking and Confirmation: Makakatanggap ka ng confirmation email na may tracking number. Gamitin ito para i-monitor ang status ng iyong transfer. Fees Breakdown (Philippines 2026) Sa 2026, ang mga fees para sa transfer mula Remitly papunta sa Security Bank ay nasa $3 hanggang $5 kada transaction. Sa palitan, ito ay humigit-kumulang P150 - mas mababa pa sa isang Grab ride mula Quezon City papunta sa Makati. Tandaan na ang exchange rate ay maaaring mag-iba kaya magandang i-monitor ito upang masulit ang conversion. Best Banks to Use Habang ang Security Bank ay isang mahusay na pagpipilian, marami pang ibang bangko sa Pilipinas na nagbibigay ng mag Ready to start earning in dollars? Sign up for Payoneer free →
Detailed Guide
andang serbisyo for international transactions. Narito ang ilang comparisons: BDO: Malawak ang kanilang network at maraming branches, ngunit minsan may mas mataas na fees. BPI: Known for reliable service, may user-friendly online banking system. UnionBank: May innovative digital platform na perfect for tech-savvy freelancers. GCash/Maya: Kung kailangan mo ng flexibility, ang digital wallets na ito ay mabilis at convenient for smaller transactions.
Key Points for Filipino Freelancers
- Create strong profiles on Upwork or Fiverr - Set up Payoneer for receiving USD payments - Consider BIR registration for tax compliance - Use Maya or GCash for quick peso withdrawals - Explore alternatives to OFW work
Open Wise Account — First Transfer FREE
Save ₱800 vs bank transfer. Used by 16M+ people worldwide. Get Started Free →
Pro Tips
Pro Tip: Most successful Filipino freelancers use Payoneer to receive payments and transfer to Maya or GCash for instant access to their earnings in Philippine Peso. It’s crucial to be aware of the fees associated with money transfers. For instance, while Remitly charges between $3 to $5 per transfer, I recommend checking out Wise for a cheaper alternative. Their fees are often lower, allowing you to keep more of your hard-earned money. When sending money internationally, every peso counts. I’ve found that using Wise for international transfers can save you up to ₱800 compared to traditional bank transfers. This is especially helpful when you’re a freelancer looking to maximize your earnings while minimizing fees. Another aspect to consider is online safety while managing your finances. Using a VPN like NordVPN can help secure your connection, especially when accessing banking apps over public Wi-Fi. For just about P300 a month, it’s a small price to pay for peace of mind while you manage your earnings from Remitly. For freelancers like us, managing international transfers efficiently is crucial. I’ve found that using Wise for international transfers can save you a lot on fees. With rates often better than traditional banks, you might end up paying less than P150 per transaction. This way, you get more of your hard-earned money without hidden charges.
Related reading
Explore these in-depth guides from our editorial team:
- Ultimate Gcash vs Maya Comparison for 2026: Which Wins?
- Gcash Forex Rate 2026 Guide
- LinkedIn Philippines 2026
- Software Developer Salary Philippines
- Best na Alternatibo sa Paypal 2026 for Filipino
Sources & further reading
For more depth on these topics, these authoritative sources are worth bookmarking:
- HBR Remote Work Research — authoritative reference.
- World Bank Digital Development — authoritative reference.
- MIT Technology Review — authoritative reference. Last verified April 2026.