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Reviewed and updated April 2026 by Maria Santos (THG editorial team). Data verified against official sources and real-world testing.
Overview
Ang pag-transfer ng pera mula Remitly papunta sa UnionBank sa Pilipinas ay simple at mabilis. Ang mga fees ay nagsisifrom $3.99, at ang pera ay kadalasang dumadating sa loob ng ilang oras hanggang sa isang araw. Napakadali para sa freelancers na gustong mag-withdraw ng kanilang kita sa local bank accounts gaya ng UnionBank. Quick Facts Aspect Details Fees $3.99 and up Processing Time Up to 24 hours Minimum Withdrawal $10 Supported Banks BDO, BPI, UnionBank, and more Step-by-Step Process Create a Remitly Account: Kung wala ka pang account, mag-sign up sa Remitly website gamit ang iyong email at secure password. Verify Your Email: Check your email for a verification link and click it to activate your account. Set Up Your Transfer: Sa dashboard, piliin ang “Send Money” at ilagay ang detalye ng iyong recipient, tulad ng UnionBank account details. Enter Transfer Amount: Ilagay kung magkano ang gusto mong i-transfer. Ang Remitly ay magpapakita ng breakdown ng fees at exchange rate. Select Delivery Method: Piliin ang “Bank Deposit” at ilagay ang UnionBank bilang iyong bank. Provide Recipient Details: Ilagay ang pangalan, address, at UnionBank account number ng iyong recipient sa Pilipinas. Review and Confirm: Suriin ang lahat ng impormasyon at i-confirm ang transfer. Ang Remitly ay magbibigay ng tracking number. Wait for Transfer Completion: Karaniwang natatanggap ito sa loob ng ilang oras hanggang isang araw. Makakatanggap ka ng notification kapag successful na ang transfer. Fees Breakdown (Philippines 2026) Ang Remitly ay naniningil ng mga fees na nagsisifrom $3.99 para sa bawat transaction. Ang exact na fee ay maaaring magbago depende sa bilis ng transfer at halaga ng pera na iyong ipapadala. Halimbawa, para sa mas mabilis na delivery, maaaring tumaas ang fee. Kumpara sa ibang serbisyo, ito ay mas mura kaysa sa Western Union o MoneyGram na umaabot ng P500 o higit pa. That’s about P150 - less than a Grab ride across Manila. Best Banks to Use Pinaka-popular na banks Ready to start earning in dollars? Sign up for Payoneer free → While Remitly and Payoneer are popular options for money transfers, I found that using Wise is a cheaper alternative that offers significant savings on fees, allowing you to receive payments more efficiently.
Detailed Guide
sa Pilipinas for freelancers ay BDO, BPI, at UnionBank. Ang UnionBank ay kilala sa kanilang mahusay na customer service at low fees. Mas madalas silang ginagamit dahil sa kanilang efficient online banking system na madaling gamitin para sa freelancers na laging on-the-go. Samantala, ang BDO at BPI ay may mas maraming branches at mas matagal nang nag-ooperate, na nagbibigay ng convenient access sa maraming lugar. Kung nais mo ng mas flexible na paraan, maaaring gamitin ang GCash o Maya. These e-wallets allow you to transfer funds from your bank account and use it for various payments, making them a versatile choice for modern freelancers.
Key Points for Filipino Freelancers
- Create strong profiles on Upwork or Fiverr - Set up Payoneer for receiving USD payments - Consider BIR registration for tax compliance - Use Maya or GCash for quick peso withdrawals - Explore alternatives to OFW work
Open Wise Account — First Transfer FREE
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Pro Tips
Pro Tip: Most successful Filipino freelancers use Payoneer to receive payments and transfer to Maya or GCash for instant access to their earnings in Philippine Peso. If you’re looking for a reliable and cost-effective way to receive your freelance payments, I highly recommend checking out Wise for your international transactions. Not only do they offer lower fees compared to Remitly, but you can also withdraw your funds directly to GCash or local banks like BDO and BPI without the hassle of high charges. As a freelancer, I understand the importance of minimizing fees when transferring money. While Remitly offers competitive rates, I found that using Wise can save you even more. With Wise, you can receive international payments with fees as low as ₱800 compared to traditional bank transfers, allowing you to keep more of your hard-earned money. Moreover, Wise offers a transparent exchange rate that makes it easier to understand how much I will receive in PHP. This feature is especially beneficial for freelancers like us who need to keep track of our earnings closely. I highly recommend trying Wise for free to experience the convenience and savings firsthand. As a freelancer, managing your earnings efficiently is crucial. I found that using Wise for international transfers can be a game changer. With their low fees, often around ₱150 for smaller amounts, I can send money directly to my UnionBank account without worrying about excessive charges.
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- Pricing Philippines 2026
- Gcash vs Maya for Filipinos 2026 Guide
Sources & further reading
For more depth on these topics, these authoritative sources are worth bookmarking:
- HBR Remote Work Research — authoritative reference.
- World Bank Digital Development — authoritative reference.
- MIT Technology Review — authoritative reference. Last verified April 2026.