Payoneer to Metrobank paano 2026

Quick Facts

Step-by-Step Process

Sa 6 taon kong freelancing, natutunan ko kung gaano kahalaga na maginhawa at maayos ang pag-receive ng payments. Kaya't narito ang step-by-step process kung paano mo mawi-withdraw ang funds mo from Payoneer papunta sa Metrobank account mo:

1. Login to Your Payoneer Account: Pumunta sa Payoneer website at mag-login gamit ang iyong credentials.
2. Link Your Metrobank Account: Sa dashboard, hanapin ang "Bank Accounts" section. Dito, i-click ang "Add Bank Account" at i-enter ang mga kinakailangang detalye ng Metrobank account mo. Siguraduhing tama ang account number at pangalan para maiwasan ang delay.
3. Verify Your Bank Details: Maaaring hilingin ng Payoneer na i-verify ang iyong bank details. Sundan ang instructions na ipapadala sa email mo.
4. Initiate the Withdrawal: Kapag verified na ang account mo, bumalik sa dashboard at piliin ang "Withdraw" tab. I-enter ang amount na gusto mong i-withdraw at piliin ang iyong Metrobank account.
5. Review and Confirm: Tingnan mabuti ang lahat ng details bago i-confirm ang transaction. I-check ang fees at conversion rate na naka-display.
6. Wait for Processing: Karaniwang tumatagal ng 2-4 business days ang processing ng withdrawal papunta sa Metrobank. Makakatanggap ka ng email notification kapag successful na ang transfer.

Fees Breakdown (Philippines 2026)

Understanding the fees involved is crucial for freelancers who want to maximize their earnings. Narito ang breakdown ng mga fees na maaari mong asahan kapag nagwi-withdraw ka mula sa Payoneer papunta sa Metrobank:

• Withdrawal Fee: $3.00 per transaction. That's about P150 - less than a Grab ride across Manila.
• Currency Conversion Fee: 2% above the mid-market rate. This is a standard rate for most international transfers.
• Bank Fees: Metrobank usually does not charge additional receiving fees, but it’s best to confirm with your branch.

Best Banks to Use

While Metrobank is a popular choice for many, it's worth considering other banks and options. Narito ang comparison ng iba't ibang banks at digital wallets na maaari mong gamitin para sa iyong Payoneer withdrawals:

• BDO: Known for its extensive branch network, but may have higher receiving fees.
• BPI: Offers competitive rates and excellent mobile banking facilities.
• UnionBank: Offers seamless online banking experience and is a favorite among freelancers for its low fees.
• GCash/Maya: Convenient for digital transactions, walang hassle sa pag-withdraw at paggamit ng funds.

Common Problems

As freelancers, we sometimes encounter hiccups with our transactions. Here are some common issues and how to solve them:

• Verification Issues: Make sure all documents are clear and not expired. Double-check your bank details for errors.
• Transfer Delays: If your transfer takes longer than 4 days, contact Payoneer support immediately.
• Incorrect Bank Details: If you entered incorrect details, cancel the transaction immediately and update your bank information.

FAQ Section

My Recommendation

Sa aking karanasan bilang freelancer, ang paggamit ng Payoneer para sa international payments ay napaka-convenient at cost-effective. Nagsimula akong gamitin ito noong una akong kumita ng $2,500 sa Upwork at hindi ko pa ito pinalitan mula noon. Ang proseso ng pag-link ng Metrobank account ay madali at mabilis, at kadalasan ay wala akong na-eencounter na problems. Highly recommended ito para sa freelancers na naghahanap ng reliable payment method.

Kung gusto mong matuto pa tungkol sa iba pang options, maaari mong basahin ang aming gabay sa Payoneer, gabay sa GCash, at gabay sa Upwork. Para sa mga OFWs na naghahanap ng alternatibo sa traditional remittance, tingnan ang aming alternatibo sa OFW. Tandaan, ang bawat hakbang na gagawin mo ay makakatulong sa pagbuo ng mas magandang kinabukasan para sa iyo at sa iyong pamilya.