Reviewed and updated April 2026 by Maria Santos (THG editorial team). Data verified against official sources and real-world testing.
Overview
To transfer money from Maya to BDO, you can use Maya’s “Send Money” feature. Typically, the transaction incurs a fee of around PHP 15 and takes up to 24 hours to process. Both Maya and BDO support this transaction, making it a reliable choice for Filipino freelancers needing to withdraw funds quickly. Quick Facts Aspect Details Fees PHP 15 per transaction Processing Time Up to 24 hours Minimum Withdrawal PHP 100 Supported Banks BDO, BPI, UnionBank, GCash Step-by-Step Process 1. Open the Maya App: Ensure your Maya app is updated to the latest version for optimal performance and security. Log In to Your Account: Use your credentials to access your account. If you have forgotten your password, use the reset option.Navigate to ': From the home screen, select the ‘Send Money’ option. This feature allows you to transfer funds to various banks, including BDO.Send Money’Enter Recipient Details: Input the recipient’s bank details, including the bank account number and the bank name (BDO). Double-check for accuracy.Specify the Amount: Enter the amount you wish to transfer. Remember that the minimum transfer amount is PHP 100.Review Transaction Details: Before confirming, review all details to ensure that everything is correct. This step is crucial to avoid errors and potential delays.Confirm the Transaction: Once you are satisfied with the details, click on ‘Confirm’ to initiate the transfer.Receive Confirmation: You will receive a notification once the transaction is processed. This usually takes up to 24 hours. Fees Breakdown (Philippines 2026) -Maya to BDO Fee: PHP 15 per transaction. This fee is relatively low, ensuring that even small transfers are economical.Processing Fees: Generally included in the PHP 15 fee, but always check Maya’s latest terms as fees can change.Comparison: PHP 15 is less than the cost of a Grab ride across Manila, making it a cost-effective option for freelancers needing Ready to start earning in dollars? Sign up for Payoneer free →
Detailed Guide
frequent transfers. Best Banks to Use - BDO: Offers extensive branch networks and ATMs across the Philippines. Ideal for freelancers who need easy access to cash. BPI: Known for its robust online banking services, BPI is excellent for digital-savvy freelancers who prefer managing finances online.UnionBank: A favorite for tech enthusiasts, UnionBank offers a seamless digital banking experience, including cryptocurrency services.GCash and Maya: Both platforms offer integrated online financial solutions, making them convenient for quick transfers and payments. For freelancers, using GCash or Maya can simplify managing smaller transactions.Transfer Delays: While transfers are usually quick, they can sometimes be delayed due to system maintenance. Always check for any system alerts from Maya.Solutions: Contact Maya support for any unresolved issues. Keeping an eye on transaction notifications can also help you track your transfers effectively. For freelancers seeking to expand their payment options, I highly recommend considering Payoneer. With its vast network and support for multiple currencies, Payoneer is an excellent tool for managing international finances. Plus, you can enjoy a $25 bonus when you receive your first $1000.
Key Points for Filipino Freelancers
- Create strong profiles on Upwork or Fiverr - Set up Payoneer for receiving USD payments - Consider BIR registration for tax compliance - Use Maya or GCash for quick peso withdrawals - Explore alternatives to OFW work
Open Wise Account — First Transfer FREE
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Pro Tips
Pro Tip: Most successful Filipino freelancers use Payoneer to receive payments and transfer to Maya or GCash for instant access to their earnings in Philippine Peso. For those looking to enhance their skills and increase their earning potential, I highly recommend exploring Udemy’s freelancing courses. With courses starting from just ₱449, you can learn valuable skills that will help you stand out in the competitive freelancing market. As freelancers, managing our finances effectively is crucial. I often find myself navigating between different payment platforms, and I’ve discovered that using Wise for international payments can save you a significant amount. You can save around ₱800 compared to traditional bank transfers, making it a cost-effective option for receiving payments. Moreover, if you often work remotely, ensuring your internet security is paramount. I recommend using NordVPN to keep your connections safe. For as low as PHP 150 per month, you can secure your data while working from cafes or shared spaces, giving you peace of mind while you focus on your projects. If you’re a freelancer like me, managing your international payments efficiently is crucial. That’s where Wise comes into play. With their low fees and real exchange rates, you can save significantly compared to traditional banks. For instance, transferring larger sums could cost you just a fraction of what you’d typically pay elsewhere, making it easier to keep your earnings intact.
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Sources & further reading
For more depth on these topics, these authoritative sources are worth bookmarking:
- HBR Remote Work Research — authoritative reference.
- World Bank Digital Development — authoritative reference.
- MIT Technology Review — authoritative reference. Last verified April 2026.